Legal
These Terms of Service ("Terms") govern your use of 1agent4life.com and any related services provided by Chris Anderson, an independent licensed insurance agent ("we," "us," or "our"). By using this website or submitting our form, you agree to these Terms.
Christopher M. Anderson (CA Lic # 0M28817, NPN 18753649) is an independent licensed insurance agent. We are not employees of the U.S. government or any government agency. We are licensed to sell insurance in 36 states: Alaska, Alabama, Arkansas, Arizona, California, Colorado, Florida, Georgia, Hawaii, Iowa, Idaho, Indiana, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Missouri, Mississippi, North Carolina, New Jersey, New Mexico, Nevada, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, West Virginia, and Wyoming.
The free family protection package referenced on this site includes a Will Kit, a Family Emergency Guide, a $2,000 AD&D benefit, a Child Safety Kit, and a health services discount card. The Will Kit, Family Emergency Guide, Child Safety Kit, and discount card are provided at no cost. The AD&D benefit is a separate no-cost benefit issued by the insurance carrier upon completion of an enrollment form, subject to the carrier's eligibility requirements. None of these require you to purchase anything else.
This website is not a binder of insurance and does not guarantee coverage. Submitting our form doesn't guarantee the issuance of any policy. All coverage is subject to underwriting approval and the terms set by the issuing insurance carrier.
You agree to use this site lawfully — not to submit false information, harass anyone, interfere with the site's functionality, scrape it with automated tools, or impersonate someone else.
By submitting our form, you consent to be contacted by phone, text, and email, including by automated systems. This consent isn't required to receive anything free, and you can opt out at any time. See our Privacy Policy for details.
If you submit our form and opt in, you may receive text messages including appointment confirmations, reminders, and follow-ups. Message frequency varies. You can opt out anytime by replying STOP, or get help by replying HELP. Standard message and data rates may apply from your carrier.
All content on this site is owned by Chris Anderson or used under license. You may not copy or reproduce it without permission, beyond sharing our public links.
This site may link to third-party sites (like an insurance carrier's own site). We aren't responsible for their content or practices.
This site is provided "as is." Information here is for general purposes only and isn't legal, tax, or financial advice. The Will Kit is a generic template and may not fit every situation — for anything complex, talk to a licensed attorney.
To the fullest extent the law allows, we aren't liable for indirect or consequential damages related to your use of this site.
You agree to hold us harmless from claims arising from your violation of these Terms or misuse of this site.
These Terms are governed by the laws of the state where you're principally located, and disputes are handled through good-faith negotiation first. Disputes involving an issued policy follow the issuing carrier's own procedures and applicable state insurance regulations.
We may update these Terms periodically. Continued use of the site after changes means you accept the updated version.
If any part of these Terms is found unenforceable, the rest remains in effect.
Christopher M. Anderson
CA Lic # 0M28817 · NPN 18753649
Phone: (925) 201-5204
Email: chris@1agent4life.com